Privacy Policy

Anyone accessing the www.homeowner-loans.co.uk (Homeowner Loans) site is deemed to be a User.

Homeowner Loans is committed to protecting each User’s privacy. This Privacy Policy sets out how Homeowner Loans treats each User’s personal information. It should be read in conjunction with the site Terms & Conditions.

What information does Homeowner Loans collect?

So that an enquiry concerning any product or service promoted on Homeowner Loans’s website can be processed by one of their authorised partners, they will collect the User’s name, address, telephone number, email address, date of birth and specific requirements for the product or service which the User is interested in.

Homeowner Loans may also collect, store and use the following types of information:

This information is collected via a secure form on the Homeowner Loans website.

Who is www.homeowner-loans.co.uk and who regulates them?

www.homeowner-loans.co.uk is a website owned and operated by New Media Corporation Limited (NMC) whose registered office is 1 Gatwick House, Peeks Brook Lane, Horley, RH6 9ST and is a company incorporated in England and Wales registration number 08454950.

NMC is the data controller. NMC is registered with the Information Commissioners Office and complies with all rules relating to the Data Protection Act 1998 (ICO Registration Number ZA088852). Under the Data Protection Act 1998 NMC follows strict security procedures in the storage and disclosure of information which Users have provided, to prevent unauthorised access and usage.

Because of the financial nature of the products and services, they are not designed to appeal to or to be sold to people under the age of 18. Therefore, Homeowner Loans does not knowingly attempt to solicit or receive any information from people aged under 18. Users under the age of 18 must not use this website.

Users can opt-out of receiving information from Homeowner Loans by sending an email to the data protection officer Simon Page - dpo@homeowner-loans.co.uk

To whom does Homeowner Loans pass the information?

By submitting their personal information, users consent to the use of the information as set out in this Privacy Policy and the site Terms & Conditions.

The information that Homeowner Loans collects from Users is passed to an appropriate FCA regulated firm who will process the enquiry. In addition, based upon the information Users provide Homeowner Loans will send information to Users in the future about other services they offer. Once a User has provided their personal details on this website they will be deemed to have read and accepted this Privacy Policy and the Terms & Conditions.

By using this website and providing Homeowner Loans with their personal information Users expressly agree to the collection and use of their information for the purposes set out in this Privacy Policy. In particular, by clicking “Get Quote” on any section of this site each User opts in to receive communication by telephone, email, SMS and in writing from Homeowner Loans’s partners to process the enquiry.

When a User indicates that they have read and understood this Privacy Policy, they are agreeing to allow Homeowner Loans to pass on their personal data to the relevant partner.

Here is a list of Homeowner Loans partners that user data may be shared with:

Homeowner Loans may disclose information about Users to any of their employees, officers, agents, suppliers or subcontractors insofar as reasonably necessary for the purposes as set out in this Privacy Policy. In addition, Homeowner Loans may disclose information about Users:

User data may be transferred and stored outside of the European Economic Area (EEA) for processing. We will take all steps reasonably necessary to ensure your personal information is treated securely.

User consent

Each site User acknowledges and agrees that in the course of registering or using this website and any services offered via this website, certain information about them will be captured electronically or otherwise and transmitted to partners as set out above, or to third parties who host Homeowner Loans’s web servers or assist Homeowner Loans in maintaining this website.

Data collected through the Homeowner Loans website may be held for 90 days.

Accessing User data

Users have a legal right to see a copy of the information Homeowner Loans holds about them. Upon request Homeowner Loans will provide Users with a readable copy of the data they hold about them. Users also have the right withdraw consent to use of their data at any time and to correct any errors in the information that Homeowner Loans holds about them. Users should let Homeowner Loans know about changes to their details so that records are accurate and up to date. To contact Homeowner Loans regarding either of the above points Users should write to the Data Protection Officer via dpo@homeowner-loans.co.uk

Users have the right to complain to the ICO by visiting their website at ico.org.uk, or by telephoning 0303 123 1113, or by post at Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF.

Use of cookies

Homeowner Loans collects information about User preferences in relation to this site by analysing site traffic, which includes the use of cookies.

A cookie is a small file of letters and numbers that Homeowner Loans puts on User computers or device if the User agrees. These cookies allow Homeowner Loans to distinguish each User of the website, which helps Homeowner Loans to provide each User with a good experience when they browse the website and also allows Homeowner Loans to improve the site. During the course of any visit to the Homeowner Loans site, the pages Users see, along with a cookie, are downloaded to the User’s computer. Any information that is supplied by cookies can help Homeowner Loans to provide Users with a better service and assists Homeowner Loans in analysing the profile of site Users.

The cookies that Homeowner Loans uses are “analytical” cookies.

Most web browsers automatically accept cookies, but normally Users can alter their browser settings to prevent automatic acceptance, if they prefer. If Users opt not to receive Homeowner Loans’s cookies, Homeowner Loans cannot guarantee that the User’s experience with the website will be as quick or responsive as if cookies are received.

Homeowner Loans does not store passwords or any other information about a User in a cookie that could identify them, their location, their preferences or their financial activity.

Changes to the Privacy Policy

Homeowner Loans reserves the right to add to or change the terms of this Privacy Policy at their sole discretion, without prior notice to Users. If Homeowner Loans changes this Privacy Policy, they will post the new Privacy Policy on the website, and it will become effective from the time of posting to the website. Users should visit this Privacy Policy on a regular basis to make sure they have read the latest version and understand what Homeowner Loans does with their information. Wherever possible, Homeowner Loans will give Users notice of any changes prior to their implementation.


Terms and Conditions

By using the homeowner-loans.co.uk website, users are confirming they have full knowledge of the following terms and conditions and that they accept them.

homeowner-loans.co.uk makes every effort to check the information and data contained on the Website is correct.

homeowner-loans.co.uk reserve the right to change, add or remove these terms and conditions at any given time. Use of the homeowner-loans.co.uk website following any change in the terms and conditions will constitute the users’ acceptance of those changes. homeowner-loans.co.uk can accept no liability and does not guarantee that the information and data provided is up to date, correct and complete.

Intellectual Property

The copyright and intellectual property (IP) rights of all of the material published on the website; website design; corporate identity; text and graphics; and all software compilations, source code and software belong to homeowner-loans.co.uk. All rights are reserved.

Permission must be secured prior to the reproduction or redistribution of material from the website. Single printouts can be made for personal, non-commercial use. Adaptations or alterations to content from the website in addition to unauthorised links are also not permitted. Information from the website must not be used for illegal or immoral purposes.

Copyright

The content on this Website is protected by copyright. Written consent is required from www.homeowner-loans.co.uk to copy any part of this site to another website or any other form of marketing literature.